1. What consumer interest was the FTC seeking to protect in ruling as it did vis--vis Trans...

1. What consumer interest was the FTC seeking to protect in ruling as it did vis-à-vis Trans Union?
2. Why did the appeals court uphold the agency’s determination that Trans Union’s actions were contrary to the requirements of the Fair Credit Reporting Act?

Tatel, Circuit Judge
Petitioner, a consumer reporting agency, sells lists of names and addresses to target marketers—companies and organizations that contact consumers with offers of products and services. The Federal Trade Commission determined that these lists were “consumer reports” under the Fair Credit Reporting Act and thus could no longer be sold for target marketing purposes. Challenging this determination, petitioner argues that the Commission’s decision is unsupported by substantial evidence and that the Act itself is unconstitutional..