1. While on maternity leave, Maria will only receive 55% of her salary. Taking this into account and some of the additional baby costs (such as diapers and formula), will the Diases be able to make ends meet? Will they be eligible for any tax credits and benefits that would increase their cash inflow? Are there any expenses they can reduce to help meet their obligations?

2. Calculate the maximum monthly mortgage payment, the maximum mortgage amount and the maximum home purchase price, Maria and Jose could have afforded based on the GDS ratio and TDS ratio guidelines? Would this have been wise?

Maximum monthly mortgage payment, maximum mortgage amount, and maximum home purchase price based on TDS ratio and GDS ratio guidelines.

3. When her maternity leave ends, will Maria be able to go back to work?