(a) Review the family’s budget and make suggestions about how to modify various budget estimates so that they could save $200 per month for the education fund.
(b) Briefly describe the effect of your recommended changes on the Marsh-Testaburgers’ lifestyle.

Stanley Marsh and Wendy Testaburger of South Park, Colorado, have two young children and have been living on a tight budget. Their monthly budget is illustrated in Table 3-5 on page 85 as the “married couple with two young children.” Wendy and Stanley are nervous about not having started an educational savings plan for their children. Wendy has just begun working on a part-time basis at a local accounting firm and earns about $860 per month; this income is reflected in the Marsh-Testaburgers’ budget. They have decided that they want to save $200 per month for the children’s education, but Wendy does not want to work more hours away from home.