According to a study by Kanishka Misra of the University of Michigan and Paolo Surico of the London Business School, "Almost half of American families did not adjust their consumption following receipt of the ... 2008 tax rebate." Don't we expect that people will increase their consumption if their disposable income increases? Was there anything about the form of the 2008 tax cut that made it more likely that people would not respond by increasing their consumption spending? Briefly explain.