Alexandra Bronson, age 58, has done a very good job of accumulating savings over the years. She has all of her accounts at the same depository institution and has multiple accounts. Her balances are as follows: $130,000 in a joint-checking account with her husband; $145,000 in a joint-savings account with her sister from an inheritance they received; $100,000 in a savings account in her own name with her sister as the payable at death party (also from the inheritance); and $75,000 in a savings account in her own name. She also has an individual retirement account (IRA) in her own name with a balance of $459,000. How much federal deposit insurance does Alexandra have in these accounts, and how much of her funds remain uninsured?