As pointed out in the beginning of this chapter, it doesn't make a lot sense to establish an investment program until credit card and installment purchases are reduced or eliminated. While most people are responsible and make payments when they're supposed to, some people do get in trouble. To help avoid this problem, each of the following organizations has a home page on the Internet.
Consumer Credit Counseling Services provides information about how to manage consumer debt (cccs.net).
Green Path Debt Solutions provides counseling for people with debt problems
(www.greenpath.com).
Choose one of the above organizations and visit its home page. Then, prepare a report that summarizes the information provided by the organization. Finally, indicate if this information could help you manage your consumer debt.