Beverly Baumann accompanied her mother to Memorial Hospital, where her mother was placed in intensive care for heart problems. A nurse asked Baumann to sign various documents, including one that authorized the hospital to release medical information and to receive the mother’s insurance benefits directly. This form stated: “I understand I am financially responsible to the hospital for charges not covered by this authorization.” Baumann’s mother died during the course of her hospitalization. The hospital later sued Baumann to recover $19,013.42 in unpaid hospital charges based on the form she signed, which the hospital called a “guarantee of payment.” Baumann contended that she signed the document as an agent for her mother and was thus not personally liable. Decide. [Memorial Hospital v Baumann, 474 NYS2d 636]