Cami (age 52 and married) was recently let go as part of her employer's reduction in force

Question:

Cami (age 52 and married) was recently let go as part of her employer's reduction in force program. Cami's annual AGI was usually around $50,000. Shortly after Cami's employment was terminated, her employer distributed the balance of her employer-sponsored 401(k) account to her. What could Cami do to avoid being assessed the 10 percent early penalty?
Distribution
The word "distribution" has several meanings in the financial world, most of them pertaining to the payment of assets from a fund, account, or individual security to an investor or beneficiary. Retirement account distributions are among the most...