Congratulations! You’ve won a state lotto! The state lottery offers you the following (after- tax) payout options:
Option # 1: $ 13,500,000 five years from now
Option # 2: $ 2,000,000 at the end of each year for the next six years
Option # 3: $ 12,500,000 four years from now

Requirement
Assuming that you can earn 10% on your funds, which option would you prefer?