Health care costs are a pressing concern at every level in the economy, from individual households up through companies of all sizes on up to state and federal governments. Many companies that want to continue offering or to start offering some level of health insurance to their employees are struggling with a cost spiral that seems out of control.

Your task

Identify five ways that companies are reducing the cost of providing health care insurance for their employees (other than eliminating this benefit entirely). Compile your findings in a brief report that includes at least one real-life example for each of the five ways.