Linda Richmond and Eddie Durham had two children before they were divorced. Under the terms of their divorce decree, Durham obtained title to their house. When he died suddenly of a heart attack, the children inherited the house. Richmond moved into the house with the children and began paying the mortgage that was in Durham’s name. She also took out fire insurance. Ten months later, fire totally destroyed the house. The insurance company refused to pay a benefit under the policy because Richmond did not have an insurable interest in the property. Do you agree?