=10. In 2004, Natural Selection, a nationwide computer dating service, had $200 million of assets and $80 million of liabilities. Earnings before interest and taxes were $50 million, interest expense was $12 million, the tax rate was 40 percent, principal repayment requirements were $10 million, and annual dividends were 25 cents per share on 10 million shares outstanding.

a. Calculate:

(1) Natural Selection's liabilities-to-equity ratio

(2) Times interest earned ratio

(3) Times burden covered