Jason Ochi purchased an in-home gym during the Anniversary Sale at Workout City. During the Anniversary Sale, a special promotion was running that allowed Jason to qualify for 0 percent interest for six months because his purchase was over $799. At the end of the six months, Workout City sent Jason a statement notifying him that he needed to pay off the purchase or make payments that included 17.89 percent interest. Jason’s six-month 0 percent interest payment has expired, and his first payment was due last week.Write Jason a collection letter that reminds him it is now time either to make the payments as specified in his last statement or to pay for the purchase in its entirety.