In small groups, discuss how much overdraft information should be shared. Here are some questions to get you started:

■ For what groups are overdraft services a benefit?

■ Which groups do such services hurt most?

■ Should people be automatically enrolled in such services, as is now the case for most customers?

■ Should banks notify customers that they are about to incur an overdraft fee? How would third-party processors affect such notifications?

Then, decide upon three banks or credit unions and locate the overdraft information on their websites (if possible). How well did the content (or lack of content) adhere to your group’s ideas of how much information should be shared?

Write an email to your instructor summarizing your group’s discussion.