Kirsten works as an in-house paralegal for a debt collection agency. She has been given a list of people who have defaulted on their car loans and cannot be located. Kirsten has been told by her supervising attorney to try to locate the debtors using Facebook. What should Kirsten do? Is this ethical? Is it legal? Review the Federal Trade Commission’s summary of the Fair Debt Collection Practices Act at consumer.ftc.gov/blog/

facing-debt-collection-know-your-rights.