Yolanda Christophe filed a bankruptcy petition under Chapter 13. Her scheduled debts consist of $11,100 of secured

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Yolanda Christophe filed a bankruptcy petition under Chapter 13.

Her scheduled debts consist of $11,100 of secured debt,

$9,300 owed on an unsecured student loan, and $6,960 of other unsecured debt. Christophe asserts that the student loan is nondischargeable and that assertion has not been questioned.

Christophe’s proposed amended Chapter 13 plan calls for fifty-

six monthly payments of $440 a month. The questioned provision in that plan is the division of the unsecured creditors into two classes. Under Christophe’s proposed plan, the general unsecured creditors would receive 32 percent and the separately classified student loan creditor would receive 100 percent. Should this plan be confirmed? Why or why not?

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