Unique situations present particular ethical problems. In this final Focus on Ethics feature, we consider some of the ethical dimensions of the special legal topics discussed in the chapters of this unit.

DISCUSSION QUESTIONS
1. Should the law impose a duty on agents for insurance companies to advise insurance applicants as to what types of coverage would best suit their needs?
2. Should posthumously conceived children have inheritance rights under state intestacy laws? What arguments can be made for and against such children obtaining inheritance rights?
3. At one time, most courts held that accountants could not be held liable to third parties in negligence lawsuits. Why do the majority of courts today hold that accountants can be held liable to third parties?
4. Generally, what public policies must the courts balance in determining whether third parties can recover from accountants for losses caused by the accountants' negligence?