Douglas and Archondoula Edmonds borrowed funds from Chase Bank USA, National Association (N.A.), secured by a mortgage

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Douglas and Archondoula Edmonds borrowed funds from Chase Bank USA, National Association

(N.A.), secured by a mortgage on real property in Cape Coral, Florida. The mortgage required the lender to give the borrowers notice of default and an opportunity to cure it.

Later, JP Morgan Chase Bank, N.A. filed a suit in a Florida state court against the Edmondses to foreclose on the mortgage.

The Edmondses responded that they had not received the required notice of default. At the trial, the bank showed the court several default letters addressed to the couple. But the bank could not provide any return receipts, a mailing log, or other evidence to show that the letters had actually been mailed or delivered. Should the court enter a judgment of foreclosure or dismiss the suit? Explain.

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Business Law Text And Exercises

ISBN: 9780357717417

10th Edition

Authors: Roger LeRoy Miller, William E. Hollowell

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