Hank bought a twelve-foot four-by-four beam at Econo Lumber. An Econo employee loaded the beam onto Hank’s truck but did not secure it. A sign at the lumberyard stated that the store did not secure loads. Hank did not secure the beam, either. As he drove on the highway, the beam fell from the truck. While trying to retrieve it, Hank was struck by a car and injured.

Who held title to the beam at the time of the accident?

Hank held the title. Unless the parties agree otherwise, when delivery is made without moving the goods—when the buyer picks them up—title passes at the time and place the ______________ was made, if the goods have been ______________. Here, title to the beam passed when Hank selected it and paid for it at Econo.

Who bore the risk of loss when the beam fell from Hank’s truck? Hank bore the risk of loss at the time of the accident.

If a buyer is to pick up goods, and the seller is a merchant, the risk of loss to the goods passes to the buyer when the buyer takes ______________ of the goods.

The risk of loss passed from Econo to Hank when the beam was loaded onto his truck.