L&R Computers, Inc., wants to obtain a loan from First National Bank. The bank refuses to lend L&R the funds unless Lee, L&R’s sole stockholder, agrees to assume liability if L&R does not pay off the loan. Lee agrees. When the first payment is due, the bank can seek payment from L&R

a. but not Lee because Lee is a guarantor.

b. but not Lee because Lee is a surety.

c. or Lee because Lee is a surety.

d. or Lee because Lee is a guarantor.