Collections. Credit card companies lose money on cardholders who fail to pay their minimum payments.

They use a variety of methods to encourage their delinquent cardholders to pay their credit card balances, such as letters, phone calls, and eventually the hiring of a collection agency. To justify the cost of using the collection agency, the agency must collect an average of at least

$200 per customer. After a trial period during which the agency attempted to collect from a random sample of 100 delinquent cardholders, the 90% confidence interval on the mean collected amount was reported as ($190.25,

$250.75). Given this, what recommendation(s) would you make to the credit card company about using the collection agency?