(Appendix) Ken, age 52, works only part-time and has no health insurance. The cartilage in both his knees is severely eroded from osteoarthritis, which causes severe pain during his daily activities. As a result, Ken requires major surgery and a total knee replacement for both knees. He has been unable to obtain health insurance because of this condition. Explain one or more provisions in the new health-care reform law that might enable Ken to obtain health insurance. LO2-1