1. The poverty guideline for a single person living in Arkansas, is \(\$ 12,000\). If Harriet is a single person in Arkansas with a (adjusted) gross income of \(\$ 23,500\), what is her discretionary income?

2. For California, the poverty guideline for a person with four people in the household is \(\$ 27,750\). If such a person has a (adjusted) gross income of \(\$ 48,600\), what is their discretionary income?