Efraim is a dependent undergraduate student enrolled in a biology program. He's about to attend for the fifth year. In year 1 he took out \(\$ 5,000\) in federal subsidized and unsubsidized loans, in year 2 he took out \(\$ 6,400\) in federal subsidized and unsubsidized loans, in years 3 and 4, he took out the maximum federal subsidized and unsubsidized loans amounts. He needs federal subsidized and unsubsidized loans for his fifth year of school. How much can he obtain in federal subsidized and unsubsidized student loans?