Sam decides to deposit the \(\$ 300\) per month until she turns 35 years old ( 11 years). She will then stop investing the \(\$ 300\) monthly, and just allow the money to earn interest until her 65 th birthday ( 30 more years). How much will be in her account on her 65th birthday? First, compute the FV of the deposits. Then use that FV as the principal for a single deposit into an account bearing \(3.75 \%\) interest compounded monthly.