Kangaroo Autos is offering free credit on a new $10,000 car. You pay $1,000 down and then

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Kangaroo Autos is offering free credit on a new $10,000 car. You pay $1,000 down and then $300 a month for the next 30 months. Turtle Motors next door does not offer free credit but will give you $1,000 off the list price. If the rate of interest is 10% a year, (about

.83% a month) which company is offering the better deal?

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