A student received an A in English Composition I (3 credits), a C in Introduction to Psychology (3 credits), a B in Biology I (4 credits), and a D in Physical Education ( 2 credits). Assuming \(A=4\) grade points, \(B=3\) grade points, \(C=2\) grade points, \(\mathrm{D}=1\) grade point, and \(\mathrm{F}=0\) grade points, find the student's grade point average.