5-18. Ms. Moody wants to make 12% nominal interest compounded quarterly on a bond investment. She has an opportunity to purchase a 6%, $20,000 bond that will mature in 15 years and pays quarterly interest. This means that she will receive quarterly interest payments on the face value of the bond ($20,000) at 6% nominal interest. After 15 years she will receive the face value of the bond. How much should she be willing to pay for the bond today? (5.3.2)