=+LG 3 P18–6 Divestitures In corporate settings, it is not unusual for firms to assess the financial viability of a business unit and decide whether to retain it within the corporation or divest it. The selling of units that do not seem to “fit” should bring about greater synergy for the firm. This same logic can be applied in a personal finance situation as well. An important question that comes up for families with two working parents and young children is whether one of the working adults should stay at home or whether the family should use child-care services.