=+LG 6 P5–45 Accumulating a growing future sum You have $30,000, and you are making the decision between consumption and investment. You are considering either using all of the money to buy a new car or investing the whole amount. You have two investment options: You can either put the money into a savings account with a nominal interest rate of 5% compounded monthly, or invest the money in stocks with an expected return of 6% compounded continuously.