Fair Debt-Collection Practices. Bank of America hired Atlantic Resource Management, LLC, to collect a debt from Michael Engler. Atlantic called Engler’s employer and asked his supervisor about the company’s policy concerning the execution of warrants. It then told the supervisor that, to stop the process, Engler needed to call Atlantic about “Case Number 37291 NY0969” during the first three hours of his next shift.

When Engler’s supervisor told him about the call, Engler feared that he might be arrested, and he experienced discomfort, embarrassment, and emotional distress at work. Can Engler recover under the Fair Debt Collection Practices Act?

Why or why not? [Engler v. Atlantic Resource Management, LLC, 2012 WL 464728 (W.D.N.Y. 2012)] (See pages 867–868.)