Guaranty. Majestic Group Korea, Ltd., borrowed $1.5 million from Overseas Private Investment Corp. (OPIC) to finance a Ruby Tuesday’s restaurant. Nam Koo Kim, the sole owner of Majestic, and his spouse Hee Sun Kim signed personal guaranties for full payment of the loan. Majestic defaulted. OPIC filed a suit against the Kims to recover. Hee claimed that she did not understand the extent of her liability when she signed the guaranty. Was Hee liable for the debt?

Explain. [Overseas Private Investment Corp. v. Kim, 69 A.D.3d 1185, 895 N.Y.S.2d 217 (2010)] (See pages 546–548.)