10. Nellie Fox acquired at par a bond for $1,000 that offered a 9% coupon rate. At the time of purchase, the bond had four years to maturity. Assuming annual interest payments, calculate Nellie's actual yield-to-maturity if all the interest payments were reinvested in an investment earning 15% per year. What would Nellie's actual yield-to-maturity be ifall interest payments were spent immediately upon receipt?