1. First Bank can issue one-year floating-rate CDs at prime plus 1 percent or fixed-rate CDs at...

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1. First Bank can issue one-year floating-rate CDs at prime plus 1 percent or fixed-rate CDs at 12.5 percent. Second Bank can issue one-year floating-rate CDs at prime plus 0.5 percent or fixed-rate CDs at 11.0 percent.

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