== Contingent Bank has the following balance sheet in market value terms (in millions of dollars). Assets Liabilities Cash $ 20 Deposits $220 Mortgages 220 Equity 20 Total assets $240 Total liabilities and equity $240 In addition, the bank has contingent assets with $100 million market value and contingent liabilities with $80 million market value. What is the true stockholder net worth? What does the term contingent mean?