Go to the Federal Deposit Insurance Corporation’s website at https://www7.fdic.gov/sdi/index.asp and update Tables 19–2 and 19–3 using the following steps. Click on “Create or Modify Reports.” In the second column, select “Standard Peer Group,” “Assets more than $1B.” In the third column, select “Standard Peer Group,” “Assets less than $100M.” In the fourth column, select “Standard Peer Group,”

“Assets $100M to $1B.” Click on “Next.” How have the assets and liabilities of commercial banks changed since September 2021?

Transcribed Image Text:

TABLE 19-2 Liquid Assets versus Nonliquid Assets for Insured Commercial Banks, 1960 and 2021 (in percentages) Source: Federal Deposit Insurance Corporation website. www.fdic.gov All Banks All Banks Large Banks* Small Banks* Assets 12/31/60 09/30/21 09/30/21 09/30/21 Cash 20.00% 16.20% 16.30% 13.90% Government and agency securities 24.00 19.40 19.80 12.40 Other securities** 8.00 5.00 4.70 10.10 Net loans and leases 46.00 46.30 45.70 57.90 Other assets 2.00 13.10 13.50 5.70 Total assets 100.00% 100.00% 100.00% 100.00% *Large banks are those 837 banks with total assets greater than $1 billion. Small banks are those 3,464 banks with total assets of $1 billion or less. **Other securities = State and local, mortgage-backed, plus others.