Go to the Standard & Poor's Market Insight Web site at www.mhhe.com/edu- marketinsight and find the most recent balance sheets for Allstate Corporation (ALL) and Cigna (CI) using the following steps. Click on "Educational Version of Market Insight." Enter your site ID and click on "Login." Click on "Company." Enter "ALL" in the "Ticker:" box and click on "Go!" Click on "Excel Analytics." Click on "FS Ann. Balance Sheet." This will download the balance sheet for Allstate, which contains the balances for total equity and total assets. Repeat the process by entering "CI" in the "Ticker:" box to get in- formation on Cigna. Compare the equity ratio for these companies from their balance sheets with that for the property-casualty insurance industry, as listed in Table 3-5