Megalopolis Bank has the following balance sheet and income statement.

a. Return on equity

b. Return on assets

c. Asset utilization

d. Equity multiplier

e. Profit margin

f. Interest expense ratio g. Provision for loan loss ratio h. Noninterest expense ratio i. Tax ratio

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Assets Balance Sheet (in millions) Liabilities and Equity Cash and due from banks $ 9,000 Demand deposits Investment securities 23,000 NOW accounts Repurchase agreements Loans Fixed assets Other assets 42,000 Retail CDs 90,000 Debentures $ 19,000 89,000 28,000 19,000 15,000 Total liabilities 4,000 Common stock Total assets $183,000 Paid in capital $155,000 12,000 4,000 Retained earnings 12,000 Total liabilities and equity $183,000 Income Statement Interest on fees and loans $ 9,000 Interest on investment securities 4,000 Interest on repurchase agreements 6,000 Interest on deposits in banks 1,000 Total interest income Interest on deposits Interest on debentures Total interest expense Net interest income Provision for loan losses Other income Other expenses Income before taxes Taxes Net income $20,000 9,000 2,000 $11,000 $ 9,000 2,000 2,000 1,000 $ 8,000 3,000 $ 5,000