1. How has the charge-off rate changed since 2010 as reported in Figure 19–1 ?

Go to the FDIC Web site at www.fdic.gov . Find the most recent breakdown for charge-off rates for C&I loans of commercial banks using the following steps. Click on “Analysts.” From there click on “FDIC Quarterly Banking Profile.” Click on “Quarterly Banking Profile,” and then click on “Commercial Bank Section.” Then click on “TABLE V-A. Loan Performance, FDIC-Insured Commercial Banks.” This will bring up the files that contain the relevant data.