A property–casualty insurer brings in $5.55 million in premiums on its homeowners multiple line of insurance. The line’s losses amount to

$3,962,700, expenses are $1,526,250, and dividends are $333,000.

The insurer earns $349,650 in the investment of its premiums.

Calculate the line’s loss ratio, expense ratio, dividend ratio, combined ratio, investment ratio, operating ratio, and overall profitability. (LG 15-6) LO.1