The financial statements for BSW National Bank (BSWNB) are shown below: (LG 12-5) Balance Sheet BSW National Bank Assets Liabilities and Equity Cash and due Demand from banks $ 936 deposits $ 5,040 Small time Investments 3,100 deposits 4.020 Federal funds sold 1,664 Jumbo CDs 4,680 Loans (less Federal funds reserve for purchased 312 loan losses of 2,400) 9,120 Equity 1,548 Premises 780 Total Total assets $15,600 liabilities/equity $15,600 Income Statement BSW National Bank Interest income Interest expense Provision for loan losses Noninterest income Noninterest expense Taxes $1,150 475 150 260 525 60

a. What is the dollar value of earning assets held by BSWNB?

b. What is the dollar value of interest-bearing liabilities held by BSWNB?

c. What is BSWNB's total operating income?

d. Calculate BSWNB's asset utilization ratio.

e. Calculate BSWNB's net interest margin.