The financial statements for THE Bank are shown below: (LG 12-5) Balance Sheet THE Bank Assets Liabilities and Equity 600 Cash Demand deposits from other Fis $ 200 Demand deposits $ 2,450 Small time deposits 4,800 Investments 1,800 Jumbo CDs 1,425 Federal funds Federal funds sold 900 purchased 1,000 Loans 6,900 Equity 975 Reserve for loan losses (500) Premises 750 Total Total assets $10,650 liabilities/equity $10,650 Income Statement THE Bank Interest income Interest expense Provision for loan losses Noninterest income $2,450 1,630 80 240 410 Noninterest expense Taxes

a. Calculate THE Bank's earning assets.

b. Calculate THE Bank's ROA.

c. Calculate THE Bank's total operating income.

d. Calculate THE Bank's spread.