Go to www .ssa .gov and click on “Benefi ts Planners

.” Scroll down and fi nd the calculators to estimate Social Security benefi ts in today’s dollars.

Use “1. Quick Calculator” to compute an estimate of monthly retirement benefi ts at age 66 and the family maximum monthly disability/survivor benefi ts for two different workers. The fi rst worker is 50 years old and earns $20,000 per year. The second worker is 50 years old and earns $200,000 per year.                   Appendix