Webb Bank has a composite CAMELS rating of 2, a total risk–based capital ratio of 10.2 percent, a Tier I risk-based capital ratio of 7.2 percent, a CET1 capital ratio of 6.4 percent,
and a leverage ratio of 4.8 percent. Assuming the DIF reserve ratio is 1.20 percent, what deposit insurance risk category does the bank fall into, and what is the bank’s deposit insurance assessment rate? (LG 13-4)

AppendixLO1