1. A monthly cash flow analysis will help you achieve financial goals. By comparing cash inflows (income)...
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1. A monthly cash flow analysis will help you achieve financial goals. By comparing cash inflows (income) and cash outflows (spending), you will determine if you have a surplus or deficit. A surplus allows you to save more or pay off debts. A deficit reduces your savings or increases the amount you owe.
YOUR SITUATION: Do you maintain a record of cash inflows and outflows? How can you reduce spending to improve your cash flow situation?
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Rustia Melrod
I am a retired teacher with 6 years of experience teaching various science subjects to high school students and undergraduate students. This background enables me to be able to help tutor students who are struggling with the science of business component of their education. Teaching difficult subjects has definitely taught me patience. There is no greater joy for me than to patiently guide a student to the correct answer. When a student has that "aha!" moment, all my efforts are worth it.
The Common Core standards are a useful yardstick for measuring how well students are doing. My students consistently met or exceeded the Common Core standards for science. I believe in working with each student's individual learning styles to help them understand the material. If students were struggling with a concept, I would figure out a different way to teach or apply that concept. I was voted Teacher of the Year six times in my career. I also won an award for Innovative Teaching Style at the 2011 National Teaching Conference.
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Focus On Personal Finance
ISBN: 9781259919657
6th Edition
Authors: Jack Kapoor, Les Dlabay, Robert Hughes, Melissa Hart
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