3. For the following situations, identify the legal action that would be most appropriate to take.

a. A low-income person wants to obtain the services of a lawyer to file a product-liability suit.

b. A person is attempting to obtain a $150 catering deposit that was never returned.

c. A consumer wants to settle a dispute out of court with the use of a third party whose decision will be legally binding.

d. A group of telephone customers were overcharged by $1.10 a month over the past 22 months.