Sarah and James Hernandez purchased 160 shares of Macy’s stock at $20 a share. One year later, they sold the stock for $24 a share. They paid a broker a commission of $8 when they purchased the stock and a commission of $12 when they sold the stock. During the 12-month period the couple owned the stock, Macy’s paid dividends that totaled $1.51 a share. Calculate the Hernandezes’ total return for this investment.