1. A mission "to expand financial access to help underserved communities thrive" is the raison-d'etre of Kiva, a nonprofit organization founded in San Francisco in 2005. It serves as a platform to help small businesses and low-income entrepreneurs in 77 countries. Financing the businesses come from lenders around the world, repayment level is between 95 and 96 percent. Go to Kiva’s website, look at the numbers, and discuss how this effort might impact sources of growth.