Which statement is true? ( LO1 , 8 )

a) Americans save much more of their incomes than they did 20 years ago.

b) In 2009, our APC was a little below 1.0.

c) Although the U.S. does not have the highest saving rate in the world, Americans save more money than the citizens of every other country.

d) Our APS has been negative since the early 1990s.