Sandy Teter's regular hourly wage rate is $16, and she receives an hourly rate of $24 for work in excess of 40 hours. During a January pay period. Sandy works 45 hours. Sandys federal income tax withholding is $95, and she has no voluntary deductions. Compute Sandy Teter's gross earnings and net pay for the pay period. (Assume a FICA tax rate of 8%.)